There are many businesses that this world needs to make it a better place. This is the first business that I am working to create. SBR Financial is a Financial Coaching Office that will help people live a life without debt. The process of eliminating debt is not as long or scary as most people perceive. Americans are trained that living in debt in normal and carrying credit is mandatory. SBR Financial guides and motivates individuals, churches and businesses to use money as a tool. Once budgets are in place and goals are made, progress is easy to track and change happens. Is it that easy? Yes.

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